National Bank of Pakistan (NBP) has announced a fresh hiring opportunity for experienced banking professionals seeking a career in Credit Administration. The recruitment is for the position of CAD Officer (OG-II/OG-I), with placement in Sargodha, and applications are invited through the bank’s designated online recruitment portal within the prescribed deadline.
As one of Pakistan’s largest public-sector financial institutions, National Bank of Pakistan continues to strengthen its operational framework through strategic hiring. The latest recruitment focuses on the Credit Administration Division, an area responsible for ensuring that financing approvals, documentation, collateral monitoring, and regulatory compliance are managed accurately. The advertised role is intended for professionals with practical exposure to banking operations and credit administration who can contribute to disciplined risk management across commercial and SME portfolios.
Quick Recruitment Snapshot
| Particular | Details |
|---|---|
| Hiring Organization | National Bank of Pakistan (NBP) |
| Department | Risk Management – Credit Administration Division |
| Vacancy | CAD Officer (OG-II / OG-I) |
| Employment Type | Contract (3 Years, renewable at management discretion) |
| Job Location | Sargodha, Punjab, Pakistan |
| Education Required | Graduation or equivalent (HEC recognized); Master’s degree and relevant certifications preferred |
| Experience Required | Minimum 3 years of banking experience, including at least 2 years in credit administration, loan processing, or banking operations |
| Application Deadline | 23 July 2026 (or within 10 working days from advertisement publication) |
| Official Portal Link | https://www.sidathyder.com.pk/careers |
| Official Helpline Number | Not mentioned in the official advertisement |
The Position at a Glance
The advertised opening is for CAD Officer (OG-II/OG-I) reporting directly to the Regional Executive – Credit Administration Division. The selected officer will support the bank’s credit administration processes by reviewing documentation, maintaining financing records, monitoring collateral, and ensuring compliance with internal banking policies and Shariah guidelines where applicable.
The appointment will initially be made on a three-year contractual basis. According to the official notification, the contract may be renewed depending upon management’s discretion and organizational requirements. Successful candidates will receive salary and employment benefits in accordance with the bank’s policy.
Academic Profile and Professional Exposure
Applicants must possess at least a Bachelor’s degree or equivalent qualification from an institution recognized by the Higher Education Commission (HEC) of Pakistan. Candidates holding a Master’s degree or professional certifications relevant to banking, finance, or credit administration will receive preference during evaluation.
Professional experience remains an important part of the selection process. Candidates are expected to have a minimum of three years’ banking experience, including at least two years specifically related to credit administration, loan processing, or core banking operations.
Areas of Expertise the Bank is Seeking
Rather than general banking knowledge, this recruitment targets professionals familiar with operational credit management. Practical understanding of commercial financing, SME lending, legal documentation review, pledge operations, collateral monitoring, and compliance reporting will strengthen an applicant’s profile.
The bank has also emphasized proficiency in Microsoft Office, along with effective communication skills and the ability to coordinate across internal departments involved in financing operations.
Operational Responsibilities
The selected officer will assist in reviewing sanction advice and facility offer letters to ensure compliance with approved financing policies and applicable Shariah guidelines. Responsibilities also include preparing standard financing documentation, issuing Disbursement Authorization Certificates (DAC), maintaining financing records, and updating collateral and takaful information in the banking system.
The role further involves coordinating charge registration through SECP, arranging inspections of pledged stock, reviewing outsourced valuation reports, monitoring financing covenants, identifying policy exceptions, and reporting deviations to the relevant authorities whenever required. Additional assignments may also be allocated by supervisory management according to operational needs.
Recruitment Process
Only candidates meeting the advertised eligibility standards will proceed to the next stage of recruitment. Shortlisted applicants may be invited for a written assessment, panel interview, or both, depending on the bank’s recruitment process.
No travel allowance (TA) or daily allowance (DA) will be provided for participation in the selection process.
Step-by-Step Recruitment Guide
- Review the educational qualifications, experience requirements, and professional responsibilities carefully to confirm your eligibility.
- Prepare an updated CV highlighting your banking, credit administration, and loan processing experience.
- Visit the official online application portal: https://www.sidathyder.com.pk/careers.
- Locate the National Bank of Pakistan – CAD Officer (OG-II/OG-I) vacancy.
- Complete the online application form with accurate academic and employment information.
- Upload the required documents and verify all entered details before final submission.
- Submit the application on or before 23 July 2026 (or within ten working days from the advertisement’s publication date).
- Retain confirmation of your online application and monitor your registered email or phone for any communication regarding tests or interviews.
- Only shortlisted candidates fulfilling the advertised criteria will be contacted for further stages of recruitment.
- The official advertisement does not provide any helpline number; applicants should rely exclusively on the official recruitment portal for updates and application instructions.
